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Monday, 1 August 2016

How To Appply Pag-IBIG Housing Loan

HOW TO APPLY PAG-IBIG HOUSING LOAN


Buying the house from a Developer: (Developer Assisted)
  1. Reserve a house unit and pay the reservation fee
  2. Fill up loan application Form & sign all Pag-IBIG documents given by the Developer office
  3. Developer office will process your loan with Pag-IBIG. Wait for advise and follow instructions
  4. Developer’s office will guide you until your housing loan is taken-out by Pag-IBIG
Buying a house from other sources (not from Developer) – End User Financing
1. Attend a loan counseling session at the Pag-IBIG office and accomplish a Preliminary Loan Counseling Questionnaire, Housing Loan Application (HLA) and Membership Status Verification Slip (MSVS).
If eligible, secure Checklist of Requirements (requirements would depend on the loan purpose).
For Check List Requirements, visit:  Click Here
May also download online the Housing Loan Application (HLA) by visiting: Click Here
2. Submit Housing Loan Application (HLA) with complete requirements, and pay the processing fee of P1,000 (non-refundable).
3. Receive Notice of Loan Approval/Letter of Guaranty (LOG) and sign loan documents.
4. Proceed to the following:
  • Bureau of Internal Revenue for payment of documentary stamps and
  • capital gains tax
  • Registry of Deeds for transfer of the title and annotation of mortgage
5. Submit the following documents to Pag-IBIG for the release of loan proceeds:
  • Original Transfer Certificate of Title in the name of the applicant with annotated mortgage
  • DOAS with original RD stamp
  • New Tax Declaration in the name of the applicant
  • Updated Real Estate Tax Receipt (for house and lot, if applicable)
  • Occupancy Permit (secured from LGU Engineering Office, if applicable)
  • Assignment of Loan Proceeds
6. Pay the first monthly amortization on the month immediately following the loan take-out / final loan release. 

NAGHAHANAP KA BA NG BAHAY THRU PAG-IBIG FINANCING?


See PAG-IBIG cheap houses for sale in cavite at www.cheaphousescavite.com
For a more detailed steps in applying a housing loan personally, please visit=

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