General Requirements Housing Loan
For locally employed Requirements:
- Lastest 3 mos. Payslip
- (ITR) Latest Income Tax Return
- Service Record (if government employee)
- Copy of latest ESAV with at least 24 mos. contribution
- Certificate of Employment and Compensation (Notarized)
For Ofw Requirements:
- Job Contract (Authenticated by POEA) with English translation if in foreign language)
- Certificate of Employment & Compensation (Consularized) – if no Job Contract
- (last 3 mos.) Proof of Remittance
- Photocopy of Passport
- Special Power of Attorney (Consularized)
- Copy of latest ESAV with at least 24 mos. contribution
- Other Proofs of Income, whether original or photocopy, shall be duly validated and certified/initialed by Pag-IBIG Fund Information Officer assigned in the country where the member works.
For Self-Employed Requirements:
- Business Permit / Mayor’s Permit
- DTI or SEC Registration
- Audited Financial Statement (last 1 years)
- Income Tax Return (ITR) (last 1 years)
- Proof of Tax Payment
- Secretary’s Certificate (if any)
For Atty-in-Fact (Authorized Representative) Requirements:
- Latest Picture ID
- (photocopy) Residence Certificate
- (Government issued) 2 Valid IDs
- (TIN) Tax Identification No.
Personal Requirements
- 4 pcs. 1 x 1 ID picture
- (if single) Photocopy of Birth Certificate
- (if married) Photocopy of Marriage Certificate
- (if widow / widower) Photocopy of Death Certificate
- Proof of Billing Address (MERALCO, PLDT, Water Bill, etc.)
- (if renting) Certificate of Tenancy & Valid ID of Landlord
- (Government issued) 2 Valid ID with Signature
- (MSVS) Approved Membership Status Verification Slip
- Special Power of Attorney and Valid ID of Atty-in-fact (if any)
- Residence Certificate/ Cedula (photocopy)
- Postdated Checks (Downpayment & Monthly Amortization)
Loan Documents From Pag-ibig
- Pag-IBIG Housing Loan Application
- Disclosure Statement on Loan Transaction
- Preliminary Loan Counseling Questionnaire
- (if buyer’s is over 60) Medical Questionnaire
- Certificate of Acceptance
- Conformity to Assignment of the Contact to Sell
- Contract to Sell
- Deed of Assignment with Special Power of Attorney
- Deed of Absolute Sale (H4-74 and H4-75)
- Promissory Note (PN)
- Loan and Mortgage Agreement
- Deed of Restriction
- Conformity
- Certificate of House and Lot Acceptance and Completion
- Specimen Signature
NAGHAHANAP KA BA NG BAHAY THRU PAG-IBIG FINANCING?
See PAG-IBIG cheap houses for sale in cavite at www.cheaphousescavite.com
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