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Wednesday, 6 July 2016

General Requirements | Pag-IBIG Housing loan

General Requirements Housing Loan
For locally employed Requirements:
  • Lastest 3 mos. Payslip
  • (ITR) Latest Income Tax Return 
  • Service Record (if government employee)
  • Copy of latest ESAV with at least 24 mos. contribution
  • Certificate of Employment and Compensation (Notarized)
For Ofw Requirements:
  • Job Contract (Authenticated by POEA) with English translation if in foreign language)
  • Certificate of Employment & Compensation (Consularized) – if no Job Contract
  • (last 3 mos.) Proof of Remittance 
  • Photocopy of Passport
  • Special Power of Attorney (Consularized)
  • Copy of latest ESAV with at least 24 mos. contribution
  • Other Proofs of Income, whether original or photocopy, shall be duly validated and certified/initialed by Pag-IBIG Fund Information Officer assigned in the country where the member works.
For Self-Employed Requirements:
  • Business Permit / Mayor’s Permit
  • DTI or SEC Registration
  • Audited Financial Statement (last 1 years)
  • Income Tax Return (ITR) (last 1 years)
  • Proof of Tax Payment
  • Secretary’s Certificate (if any)
For Atty-in-Fact (Authorized Representative) Requirements:
  • Latest Picture  ID
  • (photocopy) Residence Certificate 
  • (Government issued) 2 Valid IDs 
  • (TIN) Tax Identification No. 
Personal Requirements
  • 4 pcs. 1 x 1 ID picture
  •  (if single) Photocopy of Birth Certificate
  • (if married) Photocopy of Marriage Certificate 
  • (if widow / widower) Photocopy of Death Certificate 
  • Proof of Billing Address (MERALCO, PLDT, Water Bill, etc.)
  • (if renting) Certificate of Tenancy & Valid ID of Landlord 
  • (Government issued) 2 Valid ID with Signature 
  • (MSVS) Approved Membership Status Verification Slip 
  • Special Power of Attorney and Valid ID of Atty-in-fact (if any)
  • Residence Certificate/ Cedula (photocopy)
  • Postdated Checks (Downpayment & Monthly Amortization)

Loan Documents From Pag-ibig
  • Pag-IBIG Housing Loan Application
  • Disclosure Statement on Loan Transaction
  • Preliminary Loan Counseling Questionnaire
  • (if buyer’s is over 60) Medical Questionnaire 
  • Certificate of Acceptance
  • Conformity to Assignment of the Contact to Sell
  • Contract to Sell
  • Deed of Assignment with Special Power of Attorney
  • Deed of Absolute Sale (H4-74 and H4-75)
  • Promissory Note (PN)
  • Loan and Mortgage Agreement
  • Deed of Restriction
  • Conformity
  • Certificate of House and Lot Acceptance and Completion
  • Specimen Signature

NAGHAHANAP KA BA NG BAHAY THRU PAG-IBIG FINANCING?

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1 comment:

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