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Tuesday, 19 April 2016

Liora Homes Townhouse | PAG-IBIG Cheap Houses for Sale in Cavite


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Liora Homes Townhouse-Amora House Model Pag-ibig Cheap Houses for Sale Starting at Php. 1M

Liora Homes information

House Type                  Townhouse
House Model                Amora
House Turn-over           Basic
Village Name                Liora Homes
Lot Area                       48 sqm.
Floor Area                    43 sqm.
Bedroom Provision       2
Toilet and Bath             1
Carport                         1
Price Range                 Php – Php 1M
Developer/Owner         CitiHomes
Address                        Barangay pasong Camachile, Gen. Trias, Cavite 4107



Sample Computation


Terms and Conditions
1.  When can Buyer move-in?
  • Pagibig Financing – Buyers are allowed to move-in only after full equity & loan released.
  • Inhouse Financing  – Buyers are allowed to move-in after full DP & upon payment of doc. fee and issuance of post dated checks for the whole balance.
2.  Prices of house and lot are not always the same.
  • Price of end unit, corner lot, main road and near amenities units are higher than inner lot.
  • House and Lot price will NOT be the same, as it varies and depends on lot orientation.
  • Prices are subject to change without prior notice.
  • Always verify all amounts in the computation with us if they are still available or not.
3.  Reservation Fee – Accept  Cash and Check only.  Reservation fee is not refundable and not transferable
4.  Restrictions on House Improvement  – Buyer must submit sketches of house improvement to Developer’s office for approval. No deletion on any part of the house is allowed.
5.  Total Contract Price – includes Transfer Title cost
6.  Equity or Downpayment – Equity/DP is not refundable and not transferable.
  • Pagibig  – 30% required DP payable in 6, 9, 12 or 15 monthly installment.  No interest
  • Bank  – 10% required DP payable in 6, 9 or 10 monthly installment.  No interest
  • Inhouse (Reg) – 20% required DP payable in 6, 9 or 12 monthly installment.  No interest
  • Inhouse (Promo) – 10% required DP payable in 6 monthly installment.  No interest
7.  Amortization – Amortization is not refundable and not transferable.
  • Pagibig  – Up to 30 yrs @ 7.985% interest per year
  • Bank  – Up to 20 yrs @ 10% interest per year
  • Inhouse (Regular & Promo) – Up to 15 yrs @ 18% interest per year
8.  Accredited Banks
  • Landbank, Planters Development Bank (China Bank) and  Asia United Bank
9.  Schedule of Payments
  • Reservation Fee – valid for 30 days
  • Equity/DP  – 30 days after official reservation
  • Monthly Amortization – after loan take-out by Bank or Pagibig
  • Deferred Cash – 30 days after reservation. 
10.  Discounts for Pagibig, Bank, Inhouse & Cash Deferred
  • Minimum DP:  20% DP
  • Discount Rate:
    • 5% discount – If Buyer pays within 15 days after Reservation date
    • 3% discount – If Buyer pays within 30 days after Reservation date
11.  Other Fees to Pay Separately
  • Finance Charges  – for loan processing and documentation expenses.  To be paid before end of DP term
    • Pagibig  – 4% of Total Contract Price
    • Bank  – 3.25%% of Total Contract Price
    • Inhouse (Regular & Promo) – Finance charges are included in Total Contract Price
    • Cash Deferred – Finance charges are included in Total Contract Price
    • Spot Cash – Finance charges are included in Total Contract Price
  • Real Property Tax – to be paid during loan take-out
    • Estimated Amount:  Php 1,000.00 good for 2 years
    • Same amount for Pagibig, Bank, Inhouse, Cash Deferred or Cash Payment.
  • Move-in Fees – to be paid 45 days before move-in
    • Estimated Move-in Fee:  Php 7,500.00 (pay only once)
    • Buyer must pay before 30 – 45 days before move-in date
    • Move-in Fees are for payment of  Meralco & Water connection
  • Construction Bond Amount– to be paid 30 days before start of construction.  This is refundable If there is no damage after construction. The premium of the bond will be deducted.
    • Amount:  Php 4,000.00 – Installation of tiles and wall partition for Inner unit.
    • Amount:  Php 5,000.00 – fence and other outside contruction
12.  Required Documents During Reservation – No Documents,  No Reservation
  • Locally Employed -  2 Valid ID and  Latest one (1) month payslip
  • OFW -  2 Valid ID & Job Contract or Latest one (1) month payslip
  • Self-Employed – 2  Valid IDs and Latest financial Statement
13.  Available Financing / Acceptable Payment Scheme:
  1. Pagibig  (HMDF) – Developer will process your loan with Pag-ibig
  2. In-house Financing (IHF) – Developer will extend the loan to Buyers
  3. Bank Financing – Developer will process your loan with accredited bank
  4. Cash
  5. Deferred Cash – maximum of one (1) year to pay in equal monthly installment without interest.

Liora Homes Amora Dressed-up Photos



Liora Homes Amora Town House Actual Turn-over


How to get there Liora Homes
  • Ride a bus with signboard Dasmarinas via Aguinaldo Highway
  • Get off at the District Mall Imus
  • Ride a muti-cab to Liora Homes
Allow us to help you find the home you dream for your family,Wellington Residences where your new life begins. Free tripping vehicle, viewing assistance and computation request . Get your schedule now.

Contact Us
Mobiles:
Globe: (+63) 916 586 1801
Smart: (+63) 919 519 4801
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Viber:
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